Brewed perspectives
Brewed Perspectives is where I share reflections that connect real-world experience with practical insight. I like to explore topics through contrast and context — bringing different angles into the same conversation to add value, spark thought, and help the bigger picture come into focus.
When Liability Outpaces Survival
The closure of a neighborhood bar rarely registers as a headline economic event. It feels cultural, even sentimental — the loss of a “special place,” a gathering spot, a local employer. In Unhappy Hour, steep liquor liability insurance premiums are traced to expanding dram shop exposures and joint-and-several liability regimes that can force small establishments to…
2025, Notes from a working year
By the end of a year, it becomes tempting to compress twelve months into a story that makes sense. I’m aware of that temptation, but more convinced than ever not to give in to it.
What I remember most clearly about 2025 is not a sequence of milestones, but…
when the alarm sounds: Are you really ready to evacuate
Every organization likes to believe it can evacuate quickly and smoothly during a fire alarm, but reality has a way of testing that assumption. In multi-story office buildings, especially on the upper floors, an evacuation can quickly highlight challenges that
Can You Control Your Insurance Cost?
In 1752, Benjamin Franklin founded the Philadelphia Contributorship for the Insurance of Houses from Loss by Fire, which is still America’s oldest, continuously operating insurance company. Massachusetts enacted the first state law requiring insurance companies to maintain adequate
Risk, Readiness, and Repercussions
The New York Times reporter, Michael Barbaro, interviewed Judson Jones on “The Daily” regarding #hurricane threats, and their occurrences in the future. Judson highlighted
Rising Gun Risk Incidents at Restaurants
In recent times, the issue of guns in restaurants has gained attention, sparking debates about safety and the potential risks associated with such incidents. Bradyunited.org cited that 117,345 people are shot every
Psychological Safety and Conflict Resolution
As we approach the Occupational Safety and Health Administration "Safe and Sound" Campaign week it’s vital to address a critical aspect of workplace safety that often goes unnoticed: the relationship between psychological safety and
risk management matters; are we managing it properly?
According to an ALS article, the Wall Street Journal reported a poll identified through executives that fewer than 20 percent of companies properly manage risk (ALS Group, 2014). This can be due
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